Dental Insurance

Using Dental Insurance at Smile Lake Anna

You can use your dental insurance to pay for your dental services at Smile Lake Anna, including preventive services and restorative care. We are out of network with all PPO plans but will file claim forms on your behalf. Here is some helpful information on using your dental coverage to pay for your services.

How Does Dental Insurance Work?

Dental insurance is used to help offset the cost of dental procedures, including preventive and diagnostic care, as well as major services like root canals and oral surgery. Dental insurance plans are separate from health insurance plans and provide different benefits. All dental plans are different, but most cover 100% of preventive care to maintain your oral health, such as cleanings, x-rays, exams, fluoride treatments, and oral cancer screenings.

Most dental plans have an annual deductible, which is the amount you need to pay before your dental coverage kicks in. After you reach your deductible, your benefit plan will provide coverage for any restorative services you need. Most dental plans also have an annual maximum, which is the maximum amount that your health plan will cover for services each year.

What Dental Policies Will Pay For

This is general information on what most dental plans will cover. Your level of coverage will depend on your specific health plan.

Full Dental Coverage

Most dental insurance plans cover basic services at 100%, which means there is no out-of-pocket cost to you.

fluoride treatment

sealants

x-rays

oral cancer screenings

preventive care services like exams and cleanings

Partial Coverage for Major Services

Major services that are deemed medically necessary for your oral health are typically covered at least partially, which means you may have some out-of-pocket costs.

root canals

dental implants

oral surgery

filling

dentures

crowns or bridges

orthodontic services

Cosmetic Services are Typically Not Covered

Most plans do not provide coverage for services that are not medically necessary, such as cosmetic dentistry services.

teeth whitening

gum contouring

dental veneers

dental contouring

dental bonding

FAQs About Using Dental Insurance

What is the difference between in-network and out-of-network dentists?

Most major insurance plans have a network of dentists that they have contracted to work with. In-network dentists have a pre-established agreement to cover preventive care and major care services at a contracted rate that is negotiated between the dentist and the provider. You can still work with out-of-network dentists, but your insurance company does not have a pre-established relationship with your dental care provider.

What are the advantages of using an out-of-network dentist?

How do I use my insurance plan at Smile Lake Anna?

Who should I call if I have questions?

Other Ways to Pay For Your Dental Care

If you don’t have dental insurance, there are other ways to offset the cost of basic services like cleanings and exams, as well as major services like oral surgery. Your dental health is important, and we don’t want cost to be a barrier to getting the care you need. We accept most major credit cards, and offer a full payment discount when you pay for your services in full. Call our office to ask about payment plans and other options.

Contact The Friendly Staff at Smile Lake Anna for More Information About Dental Insurance

We are committed to providing exceptional customer service for all of our patients, and this includes helping you understand your dental benefit plan and how you can pay for your treatment. For questions about dental costs and how to pay for your treatment, contact us today!